Why Appointing a Loss Assessor Can Make a Difference

Are you considering appointing a loss assessor? Learn why hiring a loss assessor can be a smart decision for handling your insurance claim in the UK. It could be the key to ensuring a successful insurance claim. Many homeowners and commercial property owners in the UK are unaware of their right to appoint their own loss assessor, or the significant benefits that come with having one to guide them through their property insurance claim.

It’s time for that to change. Here, we’ll explore why appointing your own loss assessor is truly worth it.

What Exactly is a Loss Assessor?

If you’re thinking, “What even is a loss assessor?” you’re not alone! Many property owners in the UK aren’t aware of the crucial difference between a loss assessor and a loss adjuster.

Your insurance company will appoint a loss adjuster when you file a claim. This professional acts on behalf of your insurer to inspect the damage and manage the claim. However, a loss adjuster’s role is to minimise the claim amount or find reasons to deny it altogether, meaning they’re not impartial.

On the other hand, a loss assessor is someone you have the right to appoint to represent your interests during the claim process. They level the playing field by negotiating on your behalf to secure a full and fair settlement. For more information on the differences between loss assessors and adjusters, and why you should consider hiring one, visit our informational resource here.

Why it’s Worth Getting a Loss Assessor

Now that you understand the difference between a loss adjuster and a loss assessor, let’s delve into the benefits of appointing a loss assessor to guide you through your claim.

They Level the Playing-Field

“If you choose to handle your claim alone, your insurer and their loss adjuster will always have the upper hand in the property claim negotiations,” says Property Claim Assist director, Simon Colburn. Most claimants aren’t experts in insurance terminology, whereas loss adjusters are. They have years of experience, know the jargon, and will argue the insurer’s case effectively.

By appointing your own loss assessor, you no longer need to navigate the insurance claims process alone. A loss assessor, like those at Property Claim Assist (PCA), will be on your side throughout the claim. They’re experts in interpreting policy clauses, negotiating settlements, and resolving any issues or delays with loss adjusters. They take the stress out of the process, allowing you to focus on what matters while keeping you fully informed.

getting a loss assessor

They Source Tradespeople on Your Behalf

When you file a property insurance claim, your insurer typically chooses contractors to carry out the repair work. Unfortunately, these contractors are often selected based on cost rather than quality, which can lead to issues like poor workmanship, delays, and unskilled labour.

By appointing a loss assessor, you can avoid this potential nightmare. A loss assessor will manage the entire claims process for you, ensuring you get quality workmanship without the hassle. You won’t need to chase quotes, worry about unreliable builders, or face delays. Plus, if you use our network of trusted and vetted contractors, our service is free, giving you peace of mind at no extra cost.

  • Know Your Rights

    • Are you aware you can appoint your own loss assessor?

  • Need Expert Guidance?

    • Do you want an expert to negotiate your claim for a fair settlement?

  • Worried About Delays?

    • Concerned about potential delays or low-quality repairs?

  • Claim Denied?

    • Has your claim been denied or offered an unsatisfactory settlement?

  • Ready for Support?

    • Want to reduce stress and let professionals handle the process?

If you answered yes to any of these, let our loss assessors handle your claim—contact Property Claim Assist today.

Take the Stress Out of the Claim Process

Your loss assessor won’t give up. They work tirelessly to secure a full and fair settlement from your policy. At PCA, perseverance is our middle name. We help you navigate the hurdles in the insurance claim process and take the weight off your shoulders. Even if a loss adjuster has already denied your claim, it’s worth getting in touch for a second opinion.

They Reduce Lengthy Delays Caused by Insurance Companies

Nobody expects to wait months for their property insurance claim to progress, but it happens all too often. For example, after the London floods of July 2021, some insurers hadn’t even sent out loss adjusters three months later! Such delays are common because Section 13A of the Enterprise Act 2016 only requires insurers to act within a “reasonable time,” without defining what that means.

A loss assessor is in your corner, combating delay tactics and negotiating the settlement you deserve as quickly as possible. They ensure your claim is resolved fully, fairly, and swiftly.

For more information about insurance company delays, click here.

Becky’s Story

Still unsure whether getting a loss assessor is worth it? Hear from one of our past customers, Becky. Click here to learn how our loss assessors helped her manage her property claim.

What’s Next?

If you suffer property damage from a flood, fire, storm, or any other event, we’re here to help. Don’t go through a home or business property insurance claim alone.

Call us on 0333 577 2720 to speak directly with a loss assessor today. Alternatively, visit our website at www.propertyclaimassist.co.uk for more information.

Need support?

Property Claim Assist help policyholders submit & manage their property insurance claims.

Ensure a fair settlement for your property insurance claim.

Client Feedback

Reviews from previous policyholders that have appointed Property Claim Assist to manage their claim.

We pride ourselves on managing your property insurance claim, ensuring that we take the weight off your shoulders, with a stress free process.

“Thank goodness I had these guys by my side”

After a traumatic accidental house fire I was a little lost on how to deal with the insurance and the claim. I reached out to these guys and thank god I did! Simon and everyone else at Property Claim Assist were invaluable and I honestly don’t know if I could have got through it all without them. Handling a big and complex insurance claim is very stressful and complicated. The guys at PCA explained how everything worked and guided me through it all and took up a lot of slack and a lot of the work. Thank goodness I had these guys to depend on.

Paul, Fire Insurance Claim
“Professional Handling of the Claim while I was Overseas”
Professional, timely, efficient and effective handling of a massive Escape of Water Claim in a Grade II listed cottage. Gary knows the process, has the contacts and gets things done. I was having to deal with this loss while overseas, so having the Property Claim Assist interfacing with the insurance company, surveyor and contractors was a godsend. Would not have had such a fabulous remediation without Property Claim Assist.

Dr Ford, Fire Insurance Claim, Fire Insurance Claim

“Amazing from start to finish”

Where do I start…Property Claim Assist took our case on when no one else would. They have been brilliant from day 1. We were fighting a loosing battle with the insurance company. They were 100% professional and adept from start to finish. They have been patient and empathetic and got the job done. We will be forever grateful to PCA. The experience has been life changing in many ways but we are in a massively better off position than we were before we contacted them. I cannot recommend PC Assist highly enough.

Alison, Property Insurance Claim, Fire Insurance Claim