Across the insurance industry, one aspect immediately stands out and that is the extended time it is taking to settle property claims.
This is undoubtedly due to a mass shift to remote working but also the fact that Insurers are using Covid-19 as an excuse to not answer telephone calls, slow down response times and delay settlement of claims. Insurers currently have only a fraction of their staff on-site for critical jobs that cannot be done remotely and it appears that this does not include claims staff!
While some reasons for delay may be valid, such as having reduced staff, often the real purpose is to place financial pressure on a claimant by prolonging the claim, by using the pandemic as an excuse.
By applying this pressure on claimants, Insurers then have the opportunity to offer a quick but significantly lower settlement figure than the true value of the claim.
This tactic is certainly not new and has been around for some years, but during the current economic situation, many more policyholders are out of work, desperate and willing to accept whatever is offered.
So how do we solve this issue?
We offer an independent non biased approach to help manage your claim, we handle the full claim process giving you peace of mind that your claim is in safe hands, with the right amount of pressure applied so that your claim doesn’t only get processed quicker, but you also receive the right settlement you deserve!


