Many homeowners and commercial property owners are still in the dark with regard to their right to appoint their own loss assessor to negotiate their home insurance and property insurance claims.

It’s time very many had a lightbulb moment.

To crystallise why you should never go through a home insurance claim or a business property insurance claim alone, we’ve put the following list together.

Why You Should Never Go Through a Claim Alone

1. The property claims process is not impartial.
lightbulb moment

It is the hands of a loss adjuster, working for the insurer, not you. They will seek to reduce your claim or even perhaps turn it down.

2. If you don’t appoint your own loss assessor, you don’t level the playing field when it comes to insurance knowledge.

The loss adjuster is always going to know more than you do, making it hard for you to argue your case effectively, unless you are an insurance expert. This is a key reason why it’s so important for property owners to have their own lightbulb moment.

3. Home insurance claims are always stressful.
lightbulb moment

The damage to your home may be severe. You don’t need the extra stress of trying to manage your home insurance claim.

4. Insurance policies are full of technical jargon and hard-to-translate wordings.

Jargon can bamboozle you into thinking you’re not covered, or only entitled to claim for certain things. That may not be true, but could you yourself question a loss adjuster’s interpretation?

5. Older and more vulnerable people really struggle to manage the hassle associated with insurance claims and can feel overwhelmed.
Vulnerable adult

They simply don’t need to, as they could get the help of a Property Claim Assist loss assessor and pay nothing at all for it.

6. Appointing your own loss assessor is a godsend, if the property that has suffered damage is some distance from your own home.

This could be a second property, a holiday home, a buy-to-let property or one that a parent lives in. Whichever it is, you don’t’ have to physically be there yourself. A loss assessor can oversee everything for you.

7. Insurance claims can rack up the time.

Hanging on the telephone, talking to your insurer and loss adjuster and trying to handle all the paperwork and negotiations.

Vulnerable adults

Many people just don’t have the time, in their life or in their business, or can’t take time off work to arrange meetings. A loss assessor can take all this burden off your shoulders, for no charge.

8. An insurer will typically want you to source three quotes for the property repair works.

That means trying to source tradespeople, hoping they turn up and having to possibly place your trust in workmanship you know nothing about. By appointing Property Claim Assist, you do not need to do this. If you instruct our trusted and vetted contractors to handle your repairs, we oversee everything and the entire service is free of charge to you. All you have to pay is the policy excess you agreed with your insurer, when taking cover out.

How Property Claim Assist Can Help

So, if you suffer property damage in a flood, fire or storm, because of subsidence, a water leak or vehicle impact, through vandalism or malicious damage, or because of something as varied as an infestation of pests and an oil leakage from an external tank, we are here to help you.

No hassle, no need to gain a quick insurance degree and at no charge to you.

Isn’t it time to have your loss assessor lightbulb moment? Call 0333 577 2720 or visit our website www.propertyclaimassist.co.uk

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Property Claim Assist help policyholders submit & manage their property insurance claims.

Ensure a fair settlement for your property insurance claim.

Client Feedback

Reviews from previous policyholders that have appointed Property Claim Assist to manage their claim.

We pride ourselves on managing your property insurance claim, ensuring that we take the weight off your shoulders, with a stress free process.

“Thank goodness I had these guys by my side”

After a traumatic accidental house fire I was a little lost on how to deal with the insurance and the claim. I reached out to these guys and thank god I did! Simon and everyone else at Property Claim Assist were invaluable and I honestly don’t know if I could have got through it all without them. Handling a big and complex insurance claim is very stressful and complicated. The guys at PCA explained how everything worked and guided me through it all and took up a lot of slack and a lot of the work. Thank goodness I had these guys to depend on.

Paul, Fire Insurance Claim
“Professional Handling of the Claim while I was Overseas”
Professional, timely, efficient and effective handling of a massive Escape of Water Claim in a Grade II listed cottage. Gary knows the process, has the contacts and gets things done. I was having to deal with this loss while overseas, so having the Property Claim Assist interfacing with the insurance company, surveyor and contractors was a godsend. Would not have had such a fabulous remediation without Property Claim Assist.

Dr Ford, Fire Insurance Claim, Fire Insurance Claim

“Amazing from start to finish”

Where do I start…Property Claim Assist took our case on when no one else would. They have been brilliant from day 1. We were fighting a loosing battle with the insurance company. They were 100% professional and adept from start to finish. They have been patient and empathetic and got the job done. We will be forever grateful to PCA. The experience has been life changing in many ways but we are in a massively better off position than we were before we contacted them. I cannot recommend PC Assist highly enough.

Alison, Property Insurance Claim, Fire Insurance Claim