In the UK, we spend around £299 million on Easter egg chocolate each year, meaning that Easter egg chocolate sales make up 10% of Britain’s annual chocolate spend alone! But for the Easter Bunny, who is responsible for the delivery and distribution of Easter eggs around the world, Easter means a whole lot more than chocolate. To be able to make Easter happen, he has a family business (his workers are hundreds of bunny offspring) that works all year round to meet the April chocolate demand.
But what happens if one of his machines causes a fire to break out and he needs to make an insurance claim? Under immense pressure to deliver all the Easter chocolate on time, the Easter Bunny needs a fuss-free process to restore his property as soon as possible. By appointing an expert Loss Assessor like Property Claim Assist, he’ll be back on his feet in no time.
5 Ways a Loss Assessor Creates a Fuss-Free Insurance Claim Process
1. They Translate Insurance Jargon so You Don’t Have to
Being unable to understand insurance jargon can be extremely frustrating and is often exploited by insurers and the loss adjusters who represent them. In fact, Simon Colburn, director of Property Claim Assist, warns that policyholders “are usually powerless to argue with their loss adjuster because they are not experts in insurance terminology”.
A Loss Assessor like Property Claim Assist are on your side throughout your property insurance claim, interpreting policy clauses and translating insurance jargon so you don’t have to. Visit our previous article to familiarise yourself with the important insurance jargon we think you should know.
2. They Negotiate the Settlement on Your Behalf
Negotiating an insurance claim settlement can be extremely daunting, especially when you’re not an expert. It can also take a lot of time and energy, leading to increased levels of stress and anxiety. A Loss Assessor manages the whole insurance claims process for you. They have years of experience in claim negotiations and are experts in migrating problems with loss adjusters, taking the burden off your shoulders and making the process entirely fuss-free.
3. They Refute Reasons to Decline Your Claim
An insurance company cannot refuse to pay your claim without telling you why. For a fuss-free insurance claim, we recommend appointing a Loss Assessor to carry out an in-depth review of your property insurance policy and entitlement.
This way they can establish the key reasons why your claim should not be declined and help you return to your pre-loss condition as swiftly as possible.
4. Reduce Long Response Times
When you make a property insurance claim, the last thing you expect is to be waiting months for your claim to be progressed. However, this can be a harsh reality for many. It’s easy to understand how claims can be delayed so often when Section 13A of the Enterprise Act 2016 states that insurers must process and pay claims in a “reasonable time” but does not explicitly state how long a reasonable time frame is. Instead, it depends on “all the relevant circumstances”. A Loss Assessor like Property Claim Assist can speed up the process on your behalf and achieve the fair and full settlement you are entitled to.
5. Appoint Vetted & Trusted Contractors
Usually, when a policyholder files a property insurance claim, their insurer will appoint its own contractors to carry out the schedule of repair works. Unfortunately, many people across the UK accept this without question as they are unaware that it is their right to source their own tradespeople.
By appointing a Loss Assessor, you no longer have to undertake this tedious process on your own. A Loss Assessor will oversee and manage the entire claims process for you. That means no need to get tradespeople quotes, no prospect of becoming a victim of cowboy or less-skilled tradespeople and no need to assess the quality of workmanship. What’s more, is that by appointing Property Claim Assist, we even provide our service for FREE if you choose our own network of trusted and vetted contractors to restore your property.
A Fuss-Free Claim With Property Claim Assist
From all the Easter chocolate on the shelves, it looks like the Easter Bunny did in fact appoint his own Loss Assessor and for that reason, experienced a completely fuss-free insurance claim process. What’s more, is that you can too!
Our experts are on your side throughout your claim. We translate policy clauses, negotiate your settlement, refute reasons to reduce or decline your claim and take all the stress off your shoulders. Our main goal is to achieve a full and fair settlement so that you can rebuild back to the position you were in pre-loss as swiftly as possible.
For a fuss-free process, call our team today on 0333 577 2720.
