Leak Claims otherwise known as ‘escape of water’ claims refer to when water has leaked from somewhere inside your business premise and caused damage. Most likely, your policy will cover these events. However water coming from something like an overflowing bath or drilled through pipework, may only be covered if you have accidental damage insurance.
Furthermore, your policy will cover you for the following:
- A leak from a failed water tank
- A leak from a faulty appliance – like a dishwasher or washing machine
- Leakage from old and corroded pipes
- Overflow from blocked drains
- Leakage from pipes that have accidentally disconnected from an appliance.
Leak claims that involve escape of water can be technically challenging. Firstly, you may not even know where the leak originates from… Or the cause of the leak. In these cases most policies provide cover for ‘Trace and Access’. This will cover the costs involved in finding and uncovering the leak or burst pipes. The policy will also cover the cost of repairing the damage caused by accessing the pipes.
Property Claim Assist only recommend the most experienced leak detection specialists to carry out these works. Ensuring you are in the best hands possible.
Once the cause of any escape of water has been located and repaired. The affected areas of the building will require professional drying and certification before the water damage is repaired.
Property Claim Assist only recommend technicians qualified by the British Damage Management Association (BDMA), to deal with the drying of your property. Giving you total peace of mind that the works are being carried out professionally, thoroughly and within the guidelines.