Make it your New Year’s Resolution to check the small print of your home insurance and cover yourself if the worst should happen.

Imagine suffering property damage just for your insurance company to tell you that you’re not covered under your current policy. This is the nightmare that many people face if they are not aware of exactly what their insurance covers them for. Don’t let this be you and make it your New Year’s Resolution to follow our simple home insurance checklist.

What Type of Home Insurance Do I Have?

Before you can check the small print, you need to understand which type of insurance you have. There are two main types of home insurance cover: buildings insurance and contents insurance.

Buildings insurance covers the physical structure of your property including the walls, roof and floors, while contents insurance covers items inside the property, such as furniture and appliances.

Our Home Insurance Checklist for Buildings Insurance

1. First check the limit for buildings cover protection. You may find that you are not covered past a certain threshold.

2. Find out how much it would cost to rebuild your home should you suffer damage. This gives you an idea of what your settlement figure should look like in the event of property damage.

3. Look into whether the policy covers accommodation for you in the event that your home becomes uninhabitable.

4. Check your policy covers any outbuildings you may own.

5. Ensure you are covered if you live in a high-risk area such in an area that is susceptible to flooding.

6. Do you live in a listed building or one with unusual features? Check to make sure that your property is adequately covered.

7. Find out if permanent fixtures and fittings are covered by your policy.

8. Lastly, remember that living in a high crime area may affect the price of your policy.

By checking these 8 points of your buildings insurance policy, you will be prepared should the worst happen to your property.

How Property Claim Assist Can Help

If you do suffer property damage, you should ask yourself whether it would be beneficial to have someone on your side – someone who understands insurance jargon and who can interpret your insurance policy’s small print.

Consider the advantages of creating a level playing field within your property insurance claim. You should also consider whether you have the time or the energy to handle and negotiate your own claim, make calls, source tradespeople and manage the repairs process.

You can have all the expertise for free and have all of the burden taken off your shoulders, or that of an elderly or more vulnerable loved one’s, at no cost to you.

Accessing support with your own property insurance claim, or that of a loved one, is extremely simple. Just call Property Claim Assist on 0333 577 2720 or gain more information at www.propertyclaimassist.co.uk

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Property Claim Assist help policyholders submit & manage their property insurance claims.

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Client Feedback

Reviews from previous policyholders that have appointed Property Claim Assist to manage their claim.

We pride ourselves on managing your property insurance claim, ensuring that we take the weight off your shoulders, with a stress free process.

“Thank goodness I had these guys by my side”

After a traumatic accidental house fire I was a little lost on how to deal with the insurance and the claim. I reached out to these guys and thank god I did! Simon and everyone else at Property Claim Assist were invaluable and I honestly don’t know if I could have got through it all without them. Handling a big and complex insurance claim is very stressful and complicated. The guys at PCA explained how everything worked and guided me through it all and took up a lot of slack and a lot of the work. Thank goodness I had these guys to depend on.

Paul, Fire Insurance Claim
“Professional Handling of the Claim while I was Overseas”
Professional, timely, efficient and effective handling of a massive Escape of Water Claim in a Grade II listed cottage. Gary knows the process, has the contacts and gets things done. I was having to deal with this loss while overseas, so having the Property Claim Assist interfacing with the insurance company, surveyor and contractors was a godsend. Would not have had such a fabulous remediation without Property Claim Assist.

Dr Ford, Fire Insurance Claim, Fire Insurance Claim

“Amazing from start to finish”

Where do I start…Property Claim Assist took our case on when no one else would. They have been brilliant from day 1. We were fighting a loosing battle with the insurance company. They were 100% professional and adept from start to finish. They have been patient and empathetic and got the job done. We will be forever grateful to PCA. The experience has been life changing in many ways but we are in a massively better off position than we were before we contacted them. I cannot recommend PC Assist highly enough.

Alison, Property Insurance Claim, Fire Insurance Claim