You buy home insurance to protect your property should the worst happen. To reduce the cost of premiums, consider installing security measures in your home. Insurers tend to perceive those who do more favourably than those who do not. This article will explore our home insurance saving tips and the many security measures you can take.

Our Top Tips on how to Secure Your Home

1. Install a security system
home insurance saving tips

Our first home insurance saving tip is to install a security system. There is a wide range of security systems that you can choose from. Some security systems react when they are tripped, others alert the police when you have a suspected trespasser. There are even systems that let you control the lights in your house when you are on the go to deter potential burglars.

It’s important to consider where you live, the risk of burglary and your budget before you make a decision on what security system to purchase. Some insurers will refuse to cover you if you have a system different from the one required for your area. So our advice to you is to do your research.

2. Make sure you have suitable locks
home security

One way to do this is to use a locksmith with the knowledge and expertise to tell you which locks are suitable for your property. There are several different types of door locks but the three main ones are:

– Five-lever mortice deadlocks

– Key-operated multi-point locks

– Night latches/rim locks

If you have a wooden front door, you should ideally have five lever mortice deadlock, which are simple to install. Alternatively, if you have a PVC-u external door, three-point multi-locking systems can be used.

3. Join a neighbourhood watch scheme
Neighbourhood watch

Being a member of a neighbourhood watch scheme can reduce anxiety about burglaries and help protect you and your property.

4. Insulation
home insurance saving tips

Last year, water damage accounted for over 30% of home insurance pay outs. So, make sure to insulate your pipes.

5. Fit smoke alarms
home insurance saving tips

Faulty electrics cause thousands of house fires every year. Reduce the risk of a fire destroying your property by installing smoke alarms throughout.

How Property Claim Assist Can Help

If you have suffered property damage due to a storm, leak, flood, impact or fire, Property Claim Assist are here to help.

We can offer our full loss assessing and property reinstatement management process for free, if our trusted contractors handle the schedule of works. With no fees or consultancy charges to pay, property owners get trained eyes on their claim and experts to negotiate their entitlement, according to the policy they purchased. They also gain first-class workmanship for their property repairs and do not have to place their trust in tradespeople whose credentials are untried and untested. To many, the service is simply a ‘godsend.’

To access support, simply call Property Claim Assist on 0333 577 2720 or gain more information at www.propertyclaimassist.co.uk

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“Thank goodness I had these guys by my side”

After a traumatic accidental house fire I was a little lost on how to deal with the insurance and the claim. I reached out to these guys and thank god I did! Simon and everyone else at Property Claim Assist were invaluable and I honestly don’t know if I could have got through it all without them. Handling a big and complex insurance claim is very stressful and complicated. The guys at PCA explained how everything worked and guided me through it all and took up a lot of slack and a lot of the work. Thank goodness I had these guys to depend on.

Paul, Fire Insurance Claim
“Professional Handling of the Claim while I was Overseas”
Professional, timely, efficient and effective handling of a massive Escape of Water Claim in a Grade II listed cottage. Gary knows the process, has the contacts and gets things done. I was having to deal with this loss while overseas, so having the Property Claim Assist interfacing with the insurance company, surveyor and contractors was a godsend. Would not have had such a fabulous remediation without Property Claim Assist.

Dr Ford, Fire Insurance Claim, Fire Insurance Claim

“Amazing from start to finish”

Where do I start…Property Claim Assist took our case on when no one else would. They have been brilliant from day 1. We were fighting a loosing battle with the insurance company. They were 100% professional and adept from start to finish. They have been patient and empathetic and got the job done. We will be forever grateful to PCA. The experience has been life changing in many ways but we are in a massively better off position than we were before we contacted them. I cannot recommend PC Assist highly enough.

Alison, Property Insurance Claim, Fire Insurance Claim